Valuations

VALUATIONS

While many home contents policies cover jewellery, all insurance companies will require items over a certain value to be specified individually on the policy with evidence of either a receipt or a valuation.  All insurance companies advise that your valuations are kept up-to-date, at least every 5 years as with the fluctuations in the metals and diamond markets, valuations will change.  Should the worst happen, you want to make sure that your claim will cover the cost of replacing your jewellery.    

Whether you are looking a valuation for insurance, probate or private sale reasons, Lance James can provide you with a professional valuation that is recognised by all insurance companies.  The documentation comprises of a comprehensive report with a detailed description, a colour image together with a replacement value.  


INTRODUCING OUR GEMMOLOGIST & INDEPENDENT VALUER AT OUR CHELMSFORD STORE

Based at Chelmsford, our Graduate Gemmologist (GIA) Anna Rogers is an independent valuer who is a member of the National Association of Jewellers (NAJ) and an individual member of the Gemmological Association of Great Britain (Gem-A).  As a qualified Gemmologist, Anna, continues to keep abreast of developments within the diamond and gemstone trades by continuing her professional development with a range of recognised formal and practical training courses.

Because assessments are carried out on the premises, we can provide you with a quick and efficient turnaround, normally within 7-10 working days.  An Express Service is also available on request.

  • INSURANCE VALUATION - £100 for one item (£40 each additional item)
  • PROBATE VALUATION - £70 for one item (£30 each additional item)
  • DIAMOND, GEMSTONE OR PEARL WRITTEN ASSESSMENT -  £35 per stone

If you have inherited some jewellery or purchased loose gemstones while on holiday abroad, you may like to confirm the authenticity of the stones or pearls.  We are proud to offer a local lab service for loose and mounted diamonds, gemstones and pearls.   This service is carried out by GIA GG qualified Gemmologist, Anna Rogers based at our Chelmsford store who will be happy to provide you with impartial independent assessment. 

Because this service is carried out our Chelmsford store, assessments normally take 5-7 working days.  An Express Service is also available on request.  Please contact Anna at anna@lancejames.co.uk for further details.

JEWELLERY VALUATION DAYS AT OUR HERTFORD STORE

If you don't want to leave your jewellery, then why not book an appointment at one of our JEWELLERY VALUATION DAYS at our Hertford store.  If you bring in a number of pieces, our guest valuer, Tim Bicknell DGA FIRV, is happy to advise you on which items require a valuation and which should be covered by your house policy.  Please call 01992 534555 or email hertford@lancejames.co.uk for information about forthcoming dates. 

JEWELLERY INSPECTION REPORTS

Some insurance companies may require that more prestige items should be checked annually to make sure that they are fit for daily wear.  This jewellery "MOT" will involve checking that all aspects of the item are in a good state of repair and can be worn for another year.  An inspection report can normally be completed within one day and costs £25.  


SPECIALIST JEWELLERY INSURANCE POLICIES with T.H. MARCH 

If you have a special piece of jewellery which you would like to insure as a separate item (rather than include it in your household contents policy), we work with top jewellery insurers, TH March who offer specialised jewellery insurance policies.  With over 131 years as specialists in jewellery insurance and Appointed Insurance Brokers to all the major jewellery trade associations, their knowledgeable staff will help to advise you the best way to make sure your jewellery is adequately covered. 

 

For an estimate, please use the Jeweller Referrer Code AL104T.

Please call or visit one of our stores for more information.  Alternatively, you can email us on online@lancejames.co.uk.

 

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